Americans love their credit cards – an average American carries five or six. So it stands to reason that your customers want to be able to use their plastic when they buy from you. This is true for any consumer transaction, but especially for those done online.

Increase Sales by Accepting Credit Cards

Your business can benefit from the advantages of accepting credit and debit cards:

	Improved cash flow. You get paid in days – not weeks – when customers pay with plastic.
	Potential for increased sales. When customers can make a purchase instantly, they're more likely to follow through with the transaction. The easier you make it for customers to buy, the more likely they are to return for additional purchases.
	Greater likelihood of moving big-ticket items. Consumers know they can spread out payments over several months when they use a credit card.
	Automatic currency conversion If you have customers in other countries, credit cards instantly convert the transaction from the foreign currency to U.S. dollars.

Community Bank has partnered with United Bank Card to offer you the most up-to-date products, services, and technology.   Ranked by the Nilson Report as one of the largest payment processors in the United States, UBC currently handles the merchant accounts for over 110,000 merchant locations and processes in excess of $9 billion annually.  United Bank Card values each merchant it serves, realizing that exceptional customer service is just as important as competitive pricing. Our award winning customer service and technical support is handled entirely in-house and is available 24 hours a day, 7 days a week, completely free of charge to all of our merchants.

Contact Community Bank to learn more about how our payment processing solutions can boost your business' success.  

Manage your purchases with a Business Credit Card

Business credit cards are a cost-effective and convenient solution for many business purchases.  Choose the card that works for you and your business.

VISA Business Card  
The VISA Business Card offers a full suite of benefits designed to simplify managing a company’s money, time, and books.  This card provides generous credit lines in the company’s name without a minimum time in business or annual revenue requirement.  The card has no annual fee and 0% APR for the first 12 billing cycles on purchases and balance transfers.  The post-introductory variable APR is PRIME plus 9.99%-20.99% based on creditworthiness.

All Business VISA Cards include the following Benefits:
	Central Billing or Individual Billing: With central billing you will receive one bill with consolidated card activity.  With individual billing, statements sent to individual cardmembers, who are responsible for payment of their own statements
	Employee Cards: Employee cards may be requested at time of application, or after the account is established.  Employee credit limits and cash access is set by the Authorizing Officer.
	Point Pooling on Reward Products: Provides accumulation of reward points by the Authorized Officer
	Merchant Discounts – go to http://usa.visa.com/personal/discount for more information
	Free online reporting with ScoreBoard:  Helps to organize and track overall spending.
	Minimum Requirements: Authorized Officer must be 18 years of age, have a valid U.S. address and Social Security Number.  No minimum time-in-business requirement.