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A Roadmap to Financing

There’s no escape route when it comes to financing a business: You need money to make money. Knowing your options for financing can help you make informed decisions without losing sight of your long-term objectives. 

With a customer first approach, we can offer you two important benefits, quick turn around on your loan request and flexibility in designing loan packages.  Our lenders are here to help you with financing for you or your business. We take pride in moving your business forward with loans that fit your unique borrowing needs

Working Capital or Long-Term Loan?

The first step is to identify your potential reasons for borrowing. Does business slow down at certain times of year, or go up and down in waves? If you’re concerned about cushioning your cash flow during down times or simply need money to fund day-to-day expenses, a working capital loan or revolving line of credit may be a good choice. If you put it in place now, funding will be available whenever you need it.

If you have a goal in mind that requires a lump sum of cash, consider a long-term loan instead. These types of loans are used for financing large projects that are paid off over set terms, typically for the purchase of equipment, property or a business expansion. You may use a long-term loan for building, buying farm land, acquiring another company or any other project that moves your business forward.

Look No Further

At Community Bank we don’t begin by assuming we know everything about you or your business.  We take time to listen and gather information before we suggest a product or service.  Wherever you’re headed, our business lenders are happy to help map out your plans. Contact a lender at any Community Bank location to learn more.

You have specific needs and goals. We’re committed to helping you reach them.